NEWS24 July 2026•Housing MarketMunicipal Housing Charges 2026: The Cheapest and Most Expensive MunicipalitiesThe same home costs €795 a year in 's-Hertogenbosch and €1,491 in Bloemendaal — a difference of €696. We compared OZB, waste and sewerage charges in 105 municipalities for 2026. See the rankings, the surprises (Amsterdam is cheap!) and why the differences are so big.municipal chargesOZBproperty taxwaste chargesewerage chargehousing costs 2026
NEWS17 July 2026•Buying TipsEnergy Label and Your Mortgage: How Much Extra Can You Borrow in 2026?Since 2024 your energy label directly affects your maximum mortgage: from €10,000 extra for label A up to €40,000 for an energy-neutral home (2026). Plus: financing renovations up to 106% of the home value, a higher NHG limit and what the label does to the home's value.energy labelmaximum mortgagesustainabilityNHGgreen mortgagehome value
NEWS17 July 2026•Buying TipsHow Much Own Money Do You Need to Buy a House in 2026?You can borrow up to 100% of the home value in the Netherlands — but buying without any own money is nearly impossible. Count on €5,500-€13,500 buyer's costs on a €400,000 home, plus everything you bid above the appraisal value. The complete breakdown for 2026.own moneysavingsbuyer's costsdepositfirst-time buyersoverbidding
NEWS17 July 2026•Buying TipsFirst-Time Buyer Transfer Tax Exemption 2026: Conditions and PitfallsThe first-time buyer exemption saves you 2% transfer tax — €8,000 on a €400,000 home. The 2026 conditions: aged 18-34, purchase price up to €555,000, own occupancy, once per lifetime. Including the pitfalls around the age limit, couples and the hard price threshold.transfer taxfirst-time buyer exemptionbuyer's costsfirst-time buyers2026 rules
NEWS17 July 2026•Buying TipsHow Much Should You Overbid in 2026? The Figures per City and NeighbourhoodNationally buyers overbid by an average of 4.6% (Q2 2026), but in Amsterdam it is 7.5% and in Almere 4.2%. See the overbidding figures per city and neighbourhood, why cheaper homes get overbid the most, and how much own money your bid really costs.overbiddingbiddinghousing market 2026first-time buyersappraisal valueown money
NEWS10 July 2026•Market AnalysisDutch Housing Market Update July 2026: Record Supply, More Sales and Cooling PricesThe latest Dutch housing market figures for July 2026: record supply according to the NVM, over 45,000 sales in Q2, cooling house prices (+4.4% CBS) and stable mortgage rates around 3.5–4%. What does it mean for first-time buyers?housing markethouse priceshousing market 2026mortgage ratesNVMfirst-time buyershousing supply
NEWS14 March 2026•Market AnalysisDutch Housing Market 2025-2026: Latest Trends and ForecastsComplete analysis of Dutch housing market trends for 2025-2026. Discover price forecasts, regional differences, mortgage rates, and what it means for buyers.housing marketprice forecastmortgage rates2026 trendsregional analysis
NEWS14 February 2026•Tools & CalculatorsNew Tool: Municipal Housing Costs CalculatorCompare municipal housing costs across Dutch cities with our new calculator. See how property tax, waste collection, and sewerage charges impact your monthly housing budget.municipal costsproperty taxhousing costsOZBwaste collection taxcalculatorbudget planning
NEWS25 January 2026•Tax BenefitsWhich Notary Costs Are Tax Deductible? Complete 2026 GuideMortgage deed, valuation, NHG and advice fees are deductible at 37.56% (2026) — the deed of transfer and transfer tax are not. See the full ✅/❌ list, a worked example (€2,066 back on €5,500 of costs) and how to claim it, including edge cases like selling, refinancing and second homes.notary coststax deductionfirst-time buyersmortgage coststax benefits
NEWS25 January 2026•Tax BenefitsMortgage Interest Tax Relief in the Netherlands: How to Claim ItComplete guide for first-time buyers on how to claim Dutch mortgage interest tax relief through annual tax returns or monthly provisional assessments.mortgage interest deductiontax relieffirst-time buyerstax returnprovisional assessment
NEWS25 January 2026•Market AnalysisDutch Housing Market 2026: What First-Time Buyers Need to KnowThe Dutch housing market remains competitive in 2026, but new rules and opportunities can help first-time buyers. Learn about NHG changes, transfer tax exemptions, and price expectations.housing market 2026first-time buyersNHGtransfer taxstartersNetherlands
NEWS28 November 2025•Mortgage GuideDutch Mortgage Rules 2025 vs 2026: Complete Guide to ChangesComprehensive guide to all Dutch mortgage rule changes between 2025 and 2026. NHG limits, transfer tax, energy labels, lending standards, and what it means for your borrowing capacity.mortgage rules20252026NHGtransfer taxlending standardsborrowing capacity
NEWS28 November 2025•Market AnalysisDutch Housing Market Forecast November 2025: Latest PredictionsComprehensive overview of the latest housing market forecasts from ABN AMRO, Rabobank, ING, and DNB for 2025-2026. Price predictions, transaction volumes, and interest rate expectations.housing marketforecastsbank predictionsprice developmentinterest rates20252026
NEWS1 October 2025•Housing MarketOctober 2025 Update: Dutch House Price Forecasts and TrendsIn this October 2025 update, we examine recent projections for Dutch house prices, assess key market drivers, and explore what buyers and sellers can expect heading into 2026.housing pricesNetherlands 2025forecastreal estate trends
NEWS10 September 2025•Housing MarketDutch Housing Prices Still Rising, but Growth Expected to Slow After 2026According to RaboResearch and predictive models, Dutch house prices will continue rising in the short term, though growth is expected to slow after mid-2026. Mortgage rates remain stable for now.housing pricesmortgage ratesRaboResearchPredictiveAIaffordability
NEWS2 September 2025•Starter’s MarketThree-Quarters of Dutch First-Time Buyers Rely on Parents, But There Are AlternativesOnly a quarter of Dutch starters expect financial help from parents, and a quarter manage independently—other options include subsidies, starter loans, and housing association schemes.first-time buyersparental supportstartersleningNFBKhousing alternatives
NEWS1 September 2025•Market ForecastDutch Housing Prices Expected to Rise Over 11% in the Coming YearAccording to the latest housing market monitor, Dutch home prices are expected to rise by 11.5% over the next 12 months, while banks forecast increases between 5.5% and 8.6%.housing marketforecastprice growthfirst-time buyersbanks
NEWS26 August 2025•Market UpdateDutch Housing Prices Reach Record €486,000 as Supply Remains Too SmallThe average Dutch home price reached a record €486,000 in July 2025, up 8.6% from last year, as supply continues to lag behind demand.housing marketprice recordmarket pressurefirst-time buyerssupply shortage
NEWS26 August 2025•Fiscal PolicyHow Phasing Out Mortgage Interest Deduction Affects Your Monthly PaymentA gradual phase-out of the Dutch mortgage interest deduction could increase monthly payments by up to €500 under an 8-year plan or €300 under a 20-year plan.mortgage interest deductiontax policy changeshousing costsinterest ratesaffordability
NEWS20 August 2025•Market AnalysisHousing Market Update: What Experts Predict for the Coming YearsExperts share their outlook on Dutch housing prices through 2025 and beyond, with short-term growth, mid-term stabilization, and long-term support from structural shortages.housing marketexpert predictionsprice outlookmarket trendsfirst-time buyers
NEWS25 June 2025•News & InsightsHome Prices Expected to Rise – But for How Long?New forecasts show continued growth in home prices until mid-2026, followed by stagnation. What does this mean for buyers?housing marketforecastinterest ratesmortgage advice
NEWS5 June 2025•News & InsightsMore Young Adults Give Up on Buying a HomeA growing number of young adults in the Netherlands are abandoning their search for a home. What's causing this trend, and what can you do?young adultshome buyinghousing marketmortgage
NEWS15 May 2025•News & InsightsDutch Homeowners Worry About Rising Living CostsA growing number of homeowners in the Netherlands are concerned about paying their monthly housing costs. What's going on and how can you prepare?housing costsmortgageinflationinterest rates
NEWS12 May 2025•Mortgage TipsIs Making Extra Mortgage Payments Worth It?Discover how making extra mortgage payments can reduce your total loan costs and when it makes sense to do it.mortgageextra paymentshome finance
NEWS10 May 2025•GuidesHow Huiskoopwijzer Helps First-Time Buyers Navigate the MarketExplore how Huiskoopwijzer provides clarity, tools, and advice for first-time homebuyers in the Netherlands.first-time buyershousing markettools
NEWS8 May 2025•ComparisonsRenting vs Buying: What Makes Most Sense for You?Not sure whether to rent or buy in the Netherlands? We break down the pros and cons of each option.rentbuydecision making
NEWS5 May 2025•ResourcesThe Best Sources to Learn About Buying a Home in the NetherlandsLooking for reliable homebuying information? We've listed the most trustworthy websites, guides, and tools for you.resourceshome buyingnetherlands
NEWS3 May 2025•Mortgage TipsUnderstanding Mortgage Types and First-Time Buyer Essentials in the NetherlandsA deep dive into Dutch mortgage types and practical steps for first-time buyers: from annuities to down payment guarantees.mortgage typesfirst-time buyersguarantee
NEWS1 May 2025•Mortgage TipsWhy You Should Work With a Mortgage AdvisorBuying a house is one of the biggest financial decisions you'll make. Here's why a mortgage advisor can save you stress, time, and money.mortgage advisorfinancial advicefirst-time buyer
NEWSInvalid Date•Selling TipsWhen to Sell Your Home: Timing, Strategy, and ProfitabilityThinking of selling your home? Discover how long you should hold onto it and what strategy helps you maximize your return.sellingtimingequityreal estate strategy
NEWS6 August 2025•Market AnalysisHousing Market Update August 2025: Prices Continue to Rise Despite Economic UncertaintyLatest housing market analysis shows continued price growth through 2025, with regional variations and new market dynamics emerging across the Netherlands.housing marketprice predictionsmarket analysisregional trendseconomic outlook
