Extra Mortgage Payments Calculator
Calculate the impact of extra mortgage payments on your loan term and interest savings.
Important to know:
The calculations are indicative and may differ from your actual possibilities. For personal advice and exact calculations, we recommend contacting a mortgage advisor.
Extra Payments Calculator
Multiple Interest Rates
Enable if you have different mortgage parts with different interest rates
Current Monthly Payments
Gross monthly payment
€ 1.719
Including interest and principal
Net monthly payment
€ 1.307
After tax deduction
Extra Payments
Impact Overview
€ 0Interest saved
- Term reduction
- 0 years 0 months
- Total extra payments
- € 0
Return on Investment
By investing € 0 in extra payments, you save € 0 in interest.
This is equivalent to a guaranteed return equal to your mortgage interest rate.
Remaining Balance Over Time
About this calculation
Monthly amortization schedule: extra payments directly reduce the outstanding debt, after which interest savings and term reduction are calculated exactly. Check your lender's penalty-free repayment allowance (often 10–20% per year).
Sources: Vereniging Eigen Huis – extra aflossen
Last checked: July 2026 · Read how we calculate →
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