In the latest Substack update on October 1, 2025, new forecasts for Dutch house prices were released. (Source link)
The report signals that house prices in the Netherlands are expected to continue rising through late 2025, albeit at a more moderate pace compared to previous surges.
Key drivers identified include persistent low housing supply, stable (though not falling) mortgage interest rates, and continued demand from first-time buyers and investors.
In particular, the update notes that outside major cities, price increases may remain stronger due to more available land and lower entry thresholds.
However, the report also flags risks: rising costs of construction, regulatory changes (e.g. sustainability requirements), and tightening of lending criteria could dampen momentum.
The forecast suggests that after mid-2026, growth in prices may begin to slow, as affordability constraints intensify and fewer buyers can stretch further.
From a buyer’s perspective, entering the market earlier in the cycle may still yield gains, but caution is advised: buyer budgets are under pressure.
From a seller’s perspective, margins may shrink over time as demand cools or competition increases.
📌 Source: Huizenprijzen Substack, 1 oktober 2025 update prognoses huizenprijzen
