Family Help Calculator
These calculations are based on 2026 tax rules and are indicative only. Always consult a tax advisor for personal advice.
Important to know:
The calculations are indicative and based on 2026 tax rules. For personal advice and exact calculations, we recommend contacting a tax advisor or mortgage advisor.
Family Help Calculator
Gift from Family
Is this gift from your parents (or parent-in-law)?
Use the one-time increased exemption (€33,129 instead of €6,713)
Is this gift made to you and your partner?
Loan from Family
Gift Tax Calculation
€ 0Gift tax to pay
- Gift amount
- € 0
- Tax exemption (Annual exemption)
- € 6.908
Family Loan Impact
- Loan amount
- € 0
- Monthly interest (total)
- € 0
- Gifted interest (per month)
- € 0
- Yearly gifted interest
- € 0
- Within €6908 exemption
- Actual monthly payment
- € 0
About this calculation
Based on the 2026 gift tax exemptions and rates (10% up to €138,000, 20% above). For family loans the tool applies the tax requirements for an arm's-length interest rate.
Sources: Belastingdienst – schenkbelasting
Last checked: July 2026 · Read how we calculate →
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