Recent updates from both RaboResearch and predictive AI models confirm that Dutch house prices are still on the rise.
According to RaboResearch, prices will increase by about 8.6% in 2025, followed by a slower growth of 5.5% in 2026. Outside the Randstad, the increase is stronger than in the major cities.
The PredictiveAI model also indicates continued growth, now extending for about a year, whereas earlier predictions expected a slowdown after only six months. This suggests short-term upward momentum, though long-term risks remain lower compared to early 2025.
Mortgage rates are expected to remain broadly stable, with no major shifts in the near future.
Important to note: affordability pressures are growing, as highlighted by Telegraaf. Buyers are reaching the limit of what they can offer, and the outflow of rental homes onto the market provides some extra supply.
Conclusion: Prices are still climbing, but both research and predictive models signal that the pace of growth is likely to taper off after 2026. Mortgage rates offer some stability, yet affordability challenges remain the biggest concern.
š Sources: Huizenprijzen Substack, 10 September 2025, Telegraaf, 10 September 2025
