Buying a home in Amsterdam
Local figures from our calculators — updated to the 2026 rules.
Price per m²
€ 7,290
city average
Average overbid
7.5%
above asking price
Example home (100 m²)
€ 729.000
at the city average
Net monthly payment
€ 2.547
3.5% · 30 yr annuity
Municipal charges
€ 1.026
per year (2-person household)
What does a home in Amsterdam cost per month?
For an example home of 100 m² at the city average (€ 729.000), fully financed at 3.5% over 30 years (annuity):
Gross per month
€ 3.274
Net per month
€ 2.547
after interest deduction
Buyer's costs
€ 20.409
above €555,000 — no exemption
Calculate it for your own price and income with the mortgage calculator and the buyer's costs calculator.
Prices and overbidding per neighbourhood
The spread within Amsterdam is large: from € 4.200/m² in Bijlmer to € 9.650/m² in Grachtengordel.
| Neighbourhood | Price per m² | Overbidding |
|---|---|---|
| Grachtengordel | € 9,650 | 9.0% |
| Centrum | € 9,250 | 8.5% |
| Apollobuurt | € 9,000 | 8.7% |
| Oud-Zuid | € 8,700 | 8.5% |
| Zuid | € 8,200 | 8.2% |
| De Pijp | € 7,900 | 8.0% |
| Rivierenbuurt | € 7,650 | 7.8% |
| Oud-West | € 7,400 | 7.5% |
| Watergraafsmeer | € 7,150 | 7.4% |
| Westerpark | € 7,100 | 7.3% |
| West | € 6,900 | 7.2% |
| Oost | € 6,900 | 7.2% |
| Indische Buurt | € 6,600 | 7.0% |
| IJburg | € 6,450 | 6.8% |
| Zeeburg | € 6,350 | 6.7% |
| Bos en Lommer | € 6,250 | 6.5% |
| NDSM | € 5,950 | 6.3% |
| Noord | € 5,900 | 6.2% |
| Nieuwendam | € 5,700 | 6.0% |
| Nieuw-West | € 5,000 | 5.2% |
| Osdorp | € 4,850 | 5.0% |
| Geuzenveld | € 4,650 | 4.8% |
| Zuidoost | € 4,400 | 4.5% |
| Gaasperdam | € 4,350 | 4.4% |
| Bijlmer | € 4,200 | 4.2% |
Want an indicative bidding range for a specific neighbourhood, including how much own money a bid requires? Use the bidding guide.
Property tax (OZB) & municipal charges in Amsterdam
For the example home (WOZ ≈ 95% of € 729.000), two-person household, 2026 rates:
OZB
€ 365
Waste
€ 469
Sewerage
€ 192
Total per year
€ 1.026≈ € 86/mo
Compare with other municipalities and your own household size in the municipal charges calculator.