Buying a home in Alkmaar
Local figures from our calculators — updated to the 2026 rules.
Price per m²
€ 4,500
city average
Average overbid
5.0%
above asking price
Example home (100 m²)
€ 450.000
at the city average
Net monthly payment
€ 1.572
3.5% · 30 yr annuity
Municipal charges
€ 894
per year (2-person household)
What does a home in Alkmaar cost per month?
For an example home of 100 m² at the city average (€ 450.000), fully financed at 3.5% over 30 years (annuity):
Gross per month
€ 2.021
Net per month
€ 1.572
after interest deduction
Buyer's costs
€ 5.550
first-time buyer, with exemption
Calculate it for your own price and income with the mortgage calculator and the buyer's costs calculator.
Prices and overbidding per neighbourhood
The spread within Alkmaar is large: from € 4.200/m² in Overdie to € 4.900/m² in Centrum.
| Neighbourhood | Price per m² | Overbidding |
|---|---|---|
| Centrum | € 4,900 | 5.5% |
| Oudorp | € 4,600 | 5.0% |
| Overdie | € 4,200 | 4.5% |
Want an indicative bidding range for a specific neighbourhood, including how much own money a bid requires? Use the bidding guide.
Property tax (OZB) & municipal charges in Alkmaar
For the example home (WOZ ≈ 95% of € 450.000), two-person household, 2026 rates:
OZB
€ 229
Waste
€ 450
Sewerage
€ 216
Total per year
€ 894≈ € 75/mo
Compare with other municipalities and your own household size in the municipal charges calculator.