Bidding Guide
How much do people overbid in this neighbourhood — and can you afford it? An indicative bidding range based on local data, with a financing check for your own money.
Bidding Guide
The property
Your financing
Pre-filled from your earlier income input (adjust here).
No transfer tax if you are under 35 (up to €555,000)
Indicative bidding range — Amsterdam
€ 430.000at ~7.5% overbidding
- Cautious (+3.8%) ✗
- € 415.000
- Around local average (+7.5%) ✗
- € 430.000
- Competitive (+11.3%) ✗
- € 445.000
What does the middle bid cost you?
- Financed by bank
- € 235.000
- Above appraisal/mortgage (own money)
- € 195.000
- Buyer's costs
- € 5.530
- Own money needed
- € 200.530
- Your available own money
- € 40.000
Based on average overbidding in this city (NVM/Kadaster data, mid-2026). ✓ = feasible with your mortgage + own money. Indicative, not advice.
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About this calculation
Bidding range based on average overbidding percentages per city and neighbourhood (338 neighbourhoods, NVM/Kadaster data mid-2026; national average 4.6% (Q2 2026)). Financing check: banks finance at most the appraisal value — anything above, plus buyer's costs, comes from your own funds.
Sources: NVM – woningmarktcijfers · Kadaster – verkoopprijzen
Last checked: July 2026 · Read how we calculate →