Buying a home in Utrecht
Local figures from our calculators — updated to the 2026 rules.
Price per m²
€ 5,958
city average
Average overbid
7.0%
above asking price
Example home (100 m²)
€ 596.000
at the city average
Net monthly payment
€ 2.082
3.5% · 30 yr annuity
Municipal charges
€ 1.231
per year (2-person household)
What does a home in Utrecht cost per month?
For an example home of 100 m² at the city average (€ 596.000), fully financed at 3.5% over 30 years (annuity):
Gross per month
€ 2.676
Net per month
€ 2.082
after interest deduction
Buyer's costs
€ 17.616
above €555,000 — no exemption
Calculate it for your own price and income with the mortgage calculator and the buyer's costs calculator.
Prices and overbidding per neighbourhood
The spread within Utrecht is large: from € 5.050/m² in Overvecht to € 6.850/m² in Binnenstad.
| Neighbourhood | Price per m² | Overbidding |
|---|---|---|
| Binnenstad | € 6,850 | 7.8% |
| Wittevrouwen | € 6,550 | 7.5% |
| Oost | € 6,350 | 7.3% |
| Vogelenbuurt | € 6,300 | 7.2% |
| Oog in Al | € 6,200 | 7.1% |
| Tuindorp | € 6,150 | 7.1% |
| Lombok | € 6,050 | 7.0% |
| Lunetten | € 5,750 | 6.6% |
| Leidsche Rijn | € 5,550 | 6.4% |
| Vleuterweide | € 5,350 | 6.2% |
| Zuilen | € 5,150 | 5.9% |
| Overvecht | € 5,050 | 5.8% |
Want an indicative bidding range for a specific neighbourhood, including how much own money a bid requires? Use the bidding guide.
Property tax (OZB) & municipal charges in Utrecht
For the example home (WOZ ≈ 95% of € 596.000), two-person household, 2026 rates:
OZB
€ 456
Waste
€ 528
Sewerage
€ 247
Total per year
€ 1.231≈ € 103/mo
Compare with other municipalities and your own household size in the municipal charges calculator.