What Can I Buy?
Most calculators start with your income. This one starts with what you want to pay per month — for example your current rent — and calculates backwards to the purchase price that fits.
What Can I Buy?
Your budget
Calculate with the payment after mortgage interest deduction
No transfer tax if you are under 35 (up to € 555.000)
Mortgage terms
Maximum purchase price
€ 317.000
- Mortgage amount
- € 293.350
- Own money
- + € 30.000
- Buyer's costs
- − € 5.418
- Check: gross monthly payment
- € 1.400
Indicative. Whether you can actually borrow this amount depends on your income and the lender — check the maximum mortgage calculator.
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About this calculation
Reverse calculation: starting from your target monthly payment, the tool numerically finds the maximum purchase price using the same payment formulas as the mortgage calculator, including buyer's costs and the first-time buyer exemption (≤ €555,000).
Sources: Nibud – financieringslastnormen · Belastingdienst – overdrachtsbelasting
Last checked: July 2026 · Read how we calculate →