Important to know:

The calculations are indicative and may differ from your actual possibilities. For personal advice and exact calculations, we recommend contacting a mortgage advisor.

Sales Scenario Calculator

€ 100.000€ 1.800.000
€ 0€ 200.000
€ 100.000€ 400.000
1 years30 years
0%10%
0%10%
0%10%

Buyer's Costs Settings

Is this your first property purchase?

Are you under 35 years old?

Deposit or Bank Guarantee

Include Costs

Total Buyer's Costs

€ 13.500

Transfer Tax: € 8.000

Notary Costs: € 1.500

Mortgage Advice: € 2.500

Valuation Report: € 600

Building Inspection: € 500

Bank Guarantee: € 400

Selling Costs Settings

Use a real estate agent to sell your property

0.5%3%

Professional styling to make your home more attractive to buyers

Total Selling Costs

€ 7.024

Selling Agent: € 6.624

Notary Costs: € 200

Energy Label: € 200

Expected Results

€ 61.108Net equity (nominal)

Expected selling price
€ 441.632
Remaining mortgage
€ 360.000
Buyer's costs
€ 13.500
Selling costs
€ 7.024

Net equity (real value)

€ 55.347

Adjusted for 2% annual inflation over 5 years

Value Development Over Time

012345Year€ 0€ 150.000€ 300.000€ 450.000€ 600.000

Chart explanation:

  • Solid blue line: Nominal property value (rising scenario)
  • Dashed blue line: Real property value adjusted for inflation (rising scenario)
  • Solid orange line: Nominal property value (falling scenario)
  • Dashed orange line: Real property value adjusted for inflation (falling scenario)
  • Green line: Remaining mortgage balance

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